/* 새희망파트너스 - 랜딩 페이지 스타일
   명함 컬러: 네이비(#1e2a4a ~ #2a3a66) + 골드 악센트 */
:root {
  --navy-900: #0f1733;
  --navy-800: #1a2448;
  --navy-700: #243160;
  --navy-600: #2e3d75;
  --gold: #c9a96a;
  --gold-2: #e6c98a;
  --bg: #f6f7fb;
  --card: #ffffff;
  --text: #1b2240;
  --muted: #5b6480;
  --line: #e5e8f2;
  --success: #1a9d6b;
  --danger: #d94b4b;
  --shadow: 0 10px 30px rgba(15, 23, 51, 0.08);
  --radius: 14px;
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
body { overflow-x: clip; }
html { overflow-x: clip; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Noto Sans KR', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button { font-family: inherit; cursor: pointer; }

.container { max-width: 1200px; margin: 0 auto; padding: 0 20px; }

/* ---------- 티커 ---------- */
.ticker {
  background: linear-gradient(90deg, var(--navy-900), var(--navy-700));
  color: #fff;
  height: 34px;
  overflow: hidden;
  position: sticky;
  top: 0;
  z-index: 51;
  font-size: 13px;
  box-shadow: 0 1px 0 rgba(0,0,0,0.15);
}
.ticker-inner {
  display: inline-flex;
  gap: 48px;
  white-space: nowrap;
  padding-left: 100%;
  animation: ticker-scroll 90s linear infinite;
  line-height: 34px;
}
.ticker-inner span { opacity: 0.92; }
.ticker-inner b {
  color: var(--navy-900);
  background: linear-gradient(90deg, var(--gold-2), var(--gold));
  margin-right: 8px;
  padding: 2px 9px;
  border-radius: 999px;
  font-weight: 900;
  font-size: 11.5px;
  letter-spacing: 0.3px;
}
@keyframes ticker-scroll {
  0% { transform: translateX(0); }
  100% { transform: translateX(-100%); }
}

/* ---------- 헤더 ---------- */
.header {
  background: #fff;
  border-bottom: 1px solid var(--line);
  position: sticky;
  top: 34px;
  z-index: 50;
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
}
.brand { display: flex; align-items: center; gap: 12px; color: var(--navy-800); }
.brand-logo { color: var(--navy-800); display: inline-flex; }
.brand-text strong { display: block; font-size: 18px; font-weight: 900; letter-spacing: -0.5px; }
.brand-text em { font-style: normal; font-size: 11px; color: var(--muted); }
.nav { display: flex; align-items: center; gap: 22px; font-weight: 500; font-size: 15px; }
.nav a { color: #2b3354; }
.nav a:hover { color: var(--navy-800); }
.nav-cta {
  background: var(--navy-800); color: #fff !important;
  padding: 9px 16px; border-radius: 999px; font-weight: 700;
}
.nav-cta:hover { background: var(--navy-700); }

/* ---------- 히어로 ---------- */
.hero {
  background:
    radial-gradient(1200px 500px at 10% -10%, rgba(201,169,106,0.18), transparent 60%),
    radial-gradient(1000px 600px at 110% 10%, rgba(36,49,96,0.35), transparent 60%),
    linear-gradient(180deg, var(--navy-900), var(--navy-800) 70%, var(--navy-700));
  color: #fff;
  padding: 64px 0 80px;
  position: relative;
  overflow: hidden;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 48px;
  align-items: start;
}
.badge {
  display: inline-block;
  background: rgba(201,169,106,0.18);
  color: var(--gold-2);
  border: 1px solid rgba(201,169,106,0.45);
  padding: 6px 12px;
  border-radius: 999px;
  font-size: 13px;
  font-weight: 600;
  margin-bottom: 18px;
}
.hero-copy h1 {
  font-size: clamp(30px, 4.2vw, 50px);
  line-height: 1.2;
  font-weight: 900;
  letter-spacing: -1px;
  margin: 0 0 18px;
}
.hero-copy .accent { color: var(--gold-2); }
.lead { font-size: 17px; color: #d7ddf0; max-width: 560px; }
.lead strong { color: #fff; }
.hero-ctas { display: flex; gap: 12px; margin: 26px 0 28px; flex-wrap: wrap; }
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  padding: 13px 22px; border-radius: 10px;
  font-weight: 700; font-size: 15px;
  border: 1px solid transparent; transition: all 0.15s ease;
  text-align: center;
}
.btn-primary { background: var(--gold); color: var(--navy-900); }
.btn-primary:hover { background: var(--gold-2); transform: translateY(-1px); }
.btn-ghost { background: transparent; color: #fff; border-color: rgba(255,255,255,0.35); }
.btn-ghost:hover { background: rgba(255,255,255,0.08); }
.btn-lg { padding: 15px 24px; font-size: 16px; width: 100%; }
.btn-mini { padding: 7px 12px; font-size: 13px; border: 1px solid var(--line); background: #fff; color: var(--navy-800); border-radius: 8px; }

.hero-stats {
  list-style: none; padding: 0; margin: 0 0 22px;
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 14px; max-width: 520px;
}
.hero-stats li {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 12px; padding: 14px 12px;
  text-align: center;
}
.hero-stats strong { display: block; font-size: 22px; color: var(--gold-2); font-weight: 800; }
.hero-stats span { font-size: 12px; color: #c6cde4; }

.hero-partners { font-size: 13px; color: #c6cde4; }
.hero-partners span { color: var(--gold-2); font-weight: 700; margin-right: 10px; }
.hero-partners em { font-style: normal; color: var(--gold-2); font-weight: 700; }

.hero-chips {
  list-style: none; padding: 0; margin: 14px 0 0;
  display: flex; flex-wrap: wrap; gap: 8px;
}
.hero-chips li {
  font-size: 12.5px; font-weight: 600;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(201,169,106,0.35);
  color: #f0e9d4;
  padding: 6px 11px; border-radius: 999px;
}

/* ---------- 신청 폼 카드 ---------- */
.apply-card {
  background: #fff;
  color: var(--text);
  border-radius: 18px;
  padding: 28px;
  box-shadow: 0 30px 60px rgba(0,0,0,0.25);
  position: relative;
}
.apply-card::before {
  content: ''; position: absolute; inset: -2px;
  background: linear-gradient(135deg, var(--gold), transparent 40%);
  border-radius: 20px; z-index: -1; opacity: 0.6;
}
.apply-card h2 { margin: 0 0 6px; font-size: 22px; font-weight: 900; }
.apply-sub { margin: 0 0 18px; color: var(--muted); font-size: 14px; }
.apply-sub strong { color: var(--navy-800); }
.field { display: block; margin-bottom: 12px; }
.field > span { display: block; font-size: 13px; color: #3a4268; margin-bottom: 6px; font-weight: 600; }
.field > span em { color: var(--danger); font-style: normal; }
.field input, .field select, .field textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1.5px solid var(--line);
  border-radius: 10px;
  font-size: 15px;
  font-family: inherit;
  background: #fafbff;
  transition: border-color 0.15s, background 0.15s;
}
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none; border-color: var(--navy-700); background: #fff;
}
.field textarea { resize: vertical; }
.row { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.agree { display: flex; align-items: flex-start; gap: 8px; font-size: 13px; color: var(--muted); margin: 6px 0 14px; }
.agree input { margin-top: 3px; }
.apply-status { margin-top: 10px; min-height: 20px; font-size: 14px; font-weight: 600; }
.apply-status.ok { color: var(--success); }
.apply-status.err { color: var(--danger); }
.apply-foot {
  display: flex; justify-content: space-between; gap: 8px;
  margin-top: 14px; font-size: 13px; color: var(--muted);
  border-top: 1px dashed var(--line); padding-top: 12px;
}

/* ---------- 섹션 공통 ---------- */
.section-title {
  text-align: center;
  font-size: clamp(24px, 3vw, 34px);
  font-weight: 900;
  letter-spacing: -0.6px;
  margin: 0 0 10px;
}
.section-title .accent { color: var(--navy-700); border-bottom: 3px solid var(--gold); padding-bottom: 2px; }
.section-sub { text-align: center; color: var(--muted); margin: 0 0 36px; }

/* ---------- 서비스 ---------- */
.services { padding: 80px 0; background: #fff; }
.service-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  margin-bottom: 40px;
}
.svc {
  background: #fafbff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px;
  transition: transform 0.15s, box-shadow 0.15s, border-color 0.15s;
}
.svc:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: var(--gold); }
.svc.highlight {
  background: linear-gradient(135deg, #fff8ea, #fff);
  border-color: var(--gold);
  position: relative;
}
.svc.highlight::after {
  content: 'HOT'; position: absolute; top: 12px; right: 12px;
  background: var(--navy-800); color: var(--gold-2);
  font-size: 10px; font-weight: 800; letter-spacing: 1px;
  padding: 3px 8px; border-radius: 999px;
}
.svc-ico {
  display: inline-flex; align-items: center; justify-content: center;
  width: 52px; height: 52px;
  border-radius: 14px;
  background: linear-gradient(135deg, rgba(36,49,96,0.08), rgba(201,169,106,0.12));
  color: var(--navy-800);
  margin-bottom: 14px;
  transition: transform 0.2s, background 0.2s, color 0.2s;
}
.svc:hover .svc-ico { transform: scale(1.06) rotate(-3deg); background: var(--navy-800); color: var(--gold-2); }
.svc.highlight .svc-ico {
  background: linear-gradient(135deg, var(--gold), #dcbe86);
  color: #fff;
}
.svc.highlight:hover .svc-ico { transform: scale(1.06); }
.svc h3 { margin: 0 0 6px; font-size: 17px; font-weight: 800; color: var(--navy-800); }
.svc p { margin: 0; color: var(--muted); font-size: 14px; line-height: 1.55; }

/* 제휴 금융권 밴드 */
.partner-band {
  margin: 24px 0 40px;
  background: linear-gradient(135deg, #f3f5fc, #fafbff);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 26px 28px;
}
.partner-band-title {
  font-size: 15px; font-weight: 800; color: var(--navy-800);
  margin-bottom: 14px; text-align: center;
  letter-spacing: -0.3px;
}
.partner-band-title::before,
.partner-band-title::after {
  content: ''; display: inline-block; width: 36px; height: 2px;
  background: var(--gold); vertical-align: middle; margin: 0 12px;
}
.partner-tiers {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 12px;
}
.tier {
  background: #fff; border: 1px solid var(--line); border-radius: 10px;
  padding: 14px 16px;
}
.tier-label {
  display: inline-block; background: var(--navy-800); color: #fff;
  padding: 3px 10px; border-radius: 999px;
  font-size: 12px; font-weight: 700; margin-bottom: 8px;
}
.tier p { margin: 0; font-size: 13px; color: var(--muted); line-height: 1.5; }
.partner-note {
  margin: 16px 0 0; font-size: 13px; color: var(--muted);
  text-align: center; padding-top: 14px; border-top: 1px dashed var(--line);
}
.partner-note strong { color: var(--danger); font-weight: 700; }

/* 담당자 카드 */
.manager-card {
  background: linear-gradient(135deg, var(--navy-800), var(--navy-700));
  color: #fff;
  border-radius: 18px;
  padding: 28px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  box-shadow: var(--shadow);
}
.manager-left { display: flex; gap: 18px; align-items: center; }
.manager-avatar {
  width: 78px; height: 78px; border-radius: 50%;
  background: var(--gold); color: var(--navy-900);
  display: grid; place-items: center;
  font-size: 32px; font-weight: 900;
  box-shadow: 0 10px 20px rgba(0,0,0,0.2);
}
.manager-tag { display: inline-block; background: rgba(201,169,106,0.2); color: var(--gold-2); padding: 3px 10px; border-radius: 999px; font-size: 12px; font-weight: 700; margin-bottom: 6px; }
.manager-meta h3 { margin: 0; font-size: 26px; font-weight: 900; }
.manager-meta h3 em { font-style: normal; font-size: 16px; font-weight: 500; margin-left: 6px; color: #cfd7f0; }
.manager-meta p { margin: 6px 0 0; font-size: 13px; color: #cfd7f0; }
.manager-right { display: grid; gap: 8px; align-content: center; }
.contact-row {
  display: flex; align-items: center; gap: 10px;
  background: rgba(255,255,255,0.08);
  padding: 10px 14px; border-radius: 10px;
  color: #fff; font-size: 14px;
}
.contact-row:hover { background: rgba(255,255,255,0.14); }
.contact-row span { color: var(--gold-2); font-weight: 800; width: 20px; }
.contact-row strong { font-weight: 700; letter-spacing: 0.3px; }

/* ---------- 성공 사례 ---------- */
.cases { padding: 80px 0; background: var(--bg); }
.case-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.case-card {
  background: #fff;
  border-radius: var(--radius);
  padding: 22px;
  border: 1px solid var(--line);
  box-shadow: var(--shadow);
  display: flex; flex-direction: column; gap: 12px;
  position: relative; overflow: hidden;
}
.case-card::before {
  content: ''; position: absolute; left: 0; top: 0; bottom: 0; width: 4px;
  background: var(--gold);
}
.case-head { display: flex; justify-content: space-between; align-items: center; }
.case-type {
  display: inline-block; background: var(--navy-800); color: #fff;
  padding: 4px 10px; border-radius: 999px; font-size: 12px; font-weight: 700;
}
.case-date { font-size: 12px; color: var(--muted); }
.case-amount { font-size: 26px; font-weight: 900; color: var(--navy-800); letter-spacing: -0.5px; }
.case-amount em { font-style: normal; font-size: 13px; color: var(--muted); margin-left: 4px; font-weight: 500; }
.case-title { font-size: 16px; font-weight: 700; color: var(--text); margin: 0; }
.case-desc { font-size: 14px; color: var(--muted); margin: 0; }
.case-meta { display: flex; gap: 8px; flex-wrap: wrap; }
.case-tag { background: #eef1fb; color: var(--navy-700); padding: 4px 10px; border-radius: 999px; font-size: 12px; font-weight: 600; }

/* ---------- 실시간 + 뉴스 ---------- */
.live-news { padding: 80px 0; background: #fff; }
.live-news-grid {
  display: grid;
  grid-template-columns: 1.3fr 1fr;
  gap: 24px;
}
.panel {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 22px;
  box-shadow: var(--shadow);
  min-width: 0;
  max-width: 100%;
  overflow: hidden;
}
.panel-head {
  display: flex; justify-content: space-between; align-items: center;
  margin-bottom: 14px;
}
.panel-head h2 { margin: 0; font-size: 19px; font-weight: 800; color: var(--navy-800); display: flex; align-items: center; gap: 8px; }
.pulse {
  width: 10px; height: 10px; border-radius: 50%; background: var(--danger);
  box-shadow: 0 0 0 0 rgba(217,75,75,0.6);
  animation: pulse 1.6s infinite;
  display: inline-block;
}
@keyframes pulse {
  0% { box-shadow: 0 0 0 0 rgba(217,75,75,0.6); }
  70% { box-shadow: 0 0 0 12px rgba(217,75,75,0); }
  100% { box-shadow: 0 0 0 0 rgba(217,75,75,0); }
}
.live-stats { font-size: 13px; color: var(--muted); display: flex; gap: 14px; }
.live-stats strong { color: var(--navy-800); font-weight: 800; }

.live-table-wrap { max-height: 460px; overflow-y: auto; border-radius: 10px; border: 1px solid var(--line); }
.live-table { width: 100%; border-collapse: collapse; font-size: 14px; }
.live-table thead th {
  position: sticky; top: 0;
  background: #f3f5fc; color: var(--navy-800);
  text-align: left; padding: 10px 12px;
  font-weight: 700; font-size: 13px;
  border-bottom: 1px solid var(--line);
}
.live-table tbody td {
  padding: 10px 12px;
  border-bottom: 1px solid var(--line);
  color: var(--text);
}
.live-table tbody tr.new {
  animation: row-appear 0.6s ease;
  background: #fffbe8;
}
@keyframes row-appear {
  0% { background: #fff4b8; transform: translateY(-6px); opacity: 0; }
  100% { background: #fff; transform: none; opacity: 1; }
}
.live-table tbody tr:hover { background: #fafbff; }
.live-table .empty { text-align: center; color: var(--muted); padding: 30px 0; }
.live-table .tsec { color: var(--muted); font-size: 12px; }
.live-foot { font-size: 12px; color: var(--muted); margin: 10px 0 0; }

/* 실시간 카드 (모바일 전용) - 페이지 단위 좌우 스와이프, 한 페이지에 여러 건 세로 스택 */
.live-cards {
  display: none;
  list-style: none;
  padding: 0;
  margin: 0;
  border-radius: 10px;
  border: 1px solid var(--line);
  overflow-x: auto;
  overflow-y: hidden;
  scroll-snap-type: x mandatory;
  -webkit-overflow-scrolling: touch;
  scrollbar-width: none;
  overscroll-behavior-x: contain;
  overscroll-behavior-y: auto;
  touch-action: pan-x;
  background: #fff;
}
.live-cards::-webkit-scrollbar { display: none; }
.live-cards .lc-page {
  flex: 0 0 100%;
  width: 100%;
  min-width: 0;
  max-width: 100%;
  scroll-snap-align: start;
  scroll-snap-stop: always;
  box-sizing: border-box;
  padding: 0;
  background: #fff;
  border-right: 1px solid var(--line);
  display: flex;
  flex-direction: column;
  overflow: hidden;
}
.live-cards .lc-page:last-child { border-right: 0; }
.live-cards .lc-item {
  padding: 12px 14px;
  border-bottom: 1px solid var(--line);
  background: #fff;
  animation: row-appear 0.5s ease;
  min-width: 0;
  max-width: 100%;
  overflow: hidden;
  word-break: break-word;
  overflow-wrap: anywhere;
}
.live-cards .lc-item:last-child { border-bottom: 0; }
.live-cards .lc-item.new { background: #fffbe8; }
.live-cards .lc-row1 { display: flex; align-items: center; gap: 8px; margin-bottom: 4px; min-width: 0; flex-wrap: wrap; }
.live-cards .lc-name { font-weight: 800; color: var(--navy-800); font-size: 14px; flex-shrink: 0; }
.live-cards .lc-phone { color: var(--text); font-size: 13px; font-variant-numeric: tabular-nums; flex: 1 1 auto; min-width: 0; }
.live-cards .lc-time { color: var(--muted); font-size: 11px; flex-shrink: 0; margin-left: auto; }
.live-cards .lc-row2 { display: flex; align-items: center; gap: 6px; flex-wrap: wrap; font-size: 12px; min-width: 0; }
.live-cards .lc-prod { background: #eef1fb; color: var(--navy-700); padding: 2px 8px; border-radius: 999px; font-weight: 700; max-width: 100%; }
.live-cards .lc-region { color: var(--muted); min-width: 0; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; max-width: 40%; }
.live-cards .lc-amt { margin-left: auto; color: #c9331a; font-weight: 800; font-size: 13px; flex-shrink: 0; }
.live-cards .lc-empty { flex: 0 0 100%; text-align: center; color: var(--muted); padding: 24px 0; scroll-snap-align: start; }
/* 페이지 인디케이터 (모바일) */
.live-pager { display: none; justify-content: center; gap: 6px; margin-top: 10px; }
.live-pager .dot { width: 6px; height: 6px; border-radius: 50%; background: #d6dae6; transition: background 0.2s, width 0.2s; }
.live-pager .dot.active { background: var(--navy-700); width: 18px; border-radius: 3px; }
.live-hint { display: none; text-align: center; font-size: 11px; color: var(--muted); margin-top: 6px; letter-spacing: 0.04em; }

/* 뉴스 */
.news-list { list-style: none; padding: 0; margin: 0; max-height: 460px; overflow-y: auto; }
.news-list li {
  padding: 12px 8px;
  border-bottom: 1px solid var(--line);
}
.news-list li:last-child { border-bottom: 0; }
.news-list a { display: block; color: var(--navy-800); font-weight: 600; font-size: 14px; line-height: 1.45; }
.news-list a:hover { color: var(--gold); text-decoration: underline; }
.news-meta { display: flex; gap: 10px; font-size: 12px; color: var(--muted); margin-top: 4px; }
.news-empty { color: var(--muted); text-align: center; padding: 30px 0; }

/* ---------- 프로세스 ---------- */
.process {
  padding: 80px 0;
  background: linear-gradient(135deg, var(--navy-900), var(--navy-700));
  color: #fff;
}
.process .section-title { color: #fff; }
.process .section-title .accent { color: var(--gold-2); border-color: var(--gold); }
.process .section-sub { color: #c6cde4; }
.steps {
  list-style: none; padding: 0; margin: 30px 0 40px;
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px;
  counter-reset: step;
}
.steps li {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.14);
  border-radius: 14px; padding: 26px 22px; text-align: center;
}
.step-num {
  display: inline-grid; place-items: center;
  width: 42px; height: 42px; border-radius: 50%;
  background: var(--gold); color: var(--navy-900);
  font-weight: 900; font-size: 18px; margin-bottom: 10px;
}
.steps h3 { margin: 6px 0 4px; font-size: 18px; }
.steps p { margin: 0; color: #c6cde4; font-size: 14px; }
.process-cta { text-align: center; }
.process-cta .btn { max-width: 380px; display: inline-block; }

/* ---------- FAQ ---------- */
.faq { padding: 80px 0; background: #fff; }
.faq details {
  background: #fafbff; border: 1px solid var(--line);
  border-radius: 10px; padding: 16px 18px; margin-bottom: 10px;
}
.faq summary { font-weight: 700; cursor: pointer; color: var(--navy-800); }
.faq p { margin: 10px 0 0; color: var(--muted); font-size: 14px; }

/* ---------- 푸터 ---------- */
.footer { background: var(--navy-900); color: #c6cde4; padding: 50px 0 20px; font-size: 13px; }
.footer-inner {
  display: grid; grid-template-columns: 1fr 1fr 1.3fr; gap: 30px;
  padding-bottom: 26px; border-bottom: 1px solid rgba(255,255,255,0.12);
}
.footer p { margin: 4px 0; }
.footer-brand { color: #fff; font-size: 20px; font-weight: 900; margin-bottom: 6px; }
.footer-partners { color: #9aa4c4; font-size: 12px; }
.footer-biz .biz-info {
  margin: 6px 0 0; display: grid;
  grid-template-columns: auto 1fr; gap: 4px 12px;
  font-size: 12.5px;
}
.footer-biz .biz-info dt { color: #9aa4c4; font-weight: 600; white-space: nowrap; }
.footer-biz .biz-info dd { margin: 0; color: #e8ecfb; }
.biz-verify {
  display: inline-block; margin-left: 8px; padding: 1px 8px;
  border: 1px solid rgba(255,255,255,0.25); border-radius: 999px;
  color: #e8ecfb; font-size: 11px; text-decoration: none;
}
.biz-verify:hover { background: rgba(255,255,255,0.08); }
.footer-legal {
  padding: 16px 0 10px; border-bottom: 1px solid rgba(255,255,255,0.08);
  color: #8d98c2; font-size: 12px; line-height: 1.7;
}
.footer-legal p { margin: 6px 0; }
.footer-bottom { text-align: center; color: #7d8abb; padding-top: 16px; font-size: 12px; }
@media (max-width: 900px) {
  .footer-inner { grid-template-columns: 1fr; }
}

/* ---------- 사례 날짜 네비게이션 ---------- */
.case-datebar {
  display: flex; flex-wrap: wrap; align-items: center; justify-content: center;
  gap: 8px; margin: 12px 0 22px;
}
.case-datebar .cdb-btn {
  background: #fff; border: 1px solid var(--line); color: var(--navy-800);
  padding: 9px 14px; border-radius: 999px; font-weight: 700; font-size: 13px;
  cursor: pointer; transition: all .15s;
}
.case-datebar .cdb-btn:hover { background: var(--navy-800); color: #fff; border-color: var(--navy-800); }
.case-datebar .cdb-reset { background: var(--gold); border-color: var(--gold); color: var(--navy-900); }
.case-datebar .cdb-reset:hover { background: var(--gold-2); border-color: var(--gold-2); color: var(--navy-900); }
.case-datebar .cdb-label {
  display: inline-flex; align-items: center; gap: 8px;
  background: #fff; border: 1px solid var(--line); border-radius: 999px;
  padding: 6px 14px; position: relative; cursor: pointer;
}
.case-datebar .cdb-caption { color: var(--muted); font-size: 12px; }
.case-datebar .cdb-value { color: var(--navy-800); font-weight: 800; font-size: 14px; }
.case-datebar .cdb-label input[type=date] {
  position: absolute; inset: 0; opacity: 0; cursor: pointer; width: 100%; height: 100%;
}
.case-empty {
  grid-column: 1 / -1; text-align: center; padding: 40px 0;
  color: var(--muted); font-size: 14px;
}

/* ---------- 플로팅 CTA ---------- */
.floating-cta {
  position: fixed; right: 22px; bottom: 22px;
  background: var(--gold); color: var(--navy-900);
  padding: 14px 20px; border-radius: 999px;
  font-weight: 800; font-size: 15px;
  box-shadow: 0 12px 30px rgba(0,0,0,0.25);
  z-index: 60;
  transition: transform 0.15s;
}
.floating-cta:hover { transform: translateY(-2px); background: var(--gold-2); }

/* ---------- 반응형 ---------- */
/* ==== 실시간 뱃지 (헤더) - 스트림 티커 ==== */
.live-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: linear-gradient(135deg, #fff5ec, #fff);
  color: var(--navy-800);
  border: 1.5px solid var(--gold);
  padding: 5px 12px 5px 10px;
  border-radius: 999px;
  font-family: inherit; font-weight: 800; font-size: 13px;
  cursor: pointer; margin-left: 10px;
  transition: transform 0.15s, box-shadow 0.15s;
  white-space: nowrap;
  max-width: 340px;
  overflow: hidden;
}
.live-badge:hover { transform: translateY(-1px); box-shadow: 0 6px 14px rgba(201,169,106,0.3); }
.live-badge .lb-pulse {
  width: 8px; height: 8px; border-radius: 50%; background: #e03636;
  box-shadow: 0 0 0 0 rgba(224,54,54,0.7);
  animation: pulse 1.6s infinite;
  flex-shrink: 0;
}
.lb-main {
  display: inline-flex; flex-direction: column; align-items: flex-start;
  line-height: 1; min-width: 0;
}
.lb-label { color: #c9331a; font-size: 10px; font-weight: 800; letter-spacing: 0.4px; margin-bottom: 2px; }
.live-badge .lb-stream {
  display: inline-block;
  min-width: 140px;
  max-width: 220px;
  height: 16px; overflow: hidden;
  position: relative;
}
.live-badge .lb-track {
  display: inline-block;
  font-weight: 700;
  font-size: 13px;
  color: var(--navy-800);
  white-space: nowrap;
}
.live-badge .lb-track.slide { animation: lb-slide-in 0.45s ease-out; }
@keyframes lb-slide-in {
  from { transform: translateY(100%); opacity: 0; }
  to { transform: translateY(0); opacity: 1; }
}
.live-badge .lb-item b { color: #c9331a; font-weight: 900; margin-right: 4px; }
.live-badge .lb-item { font-variant-numeric: tabular-nums; }
.live-badge .lb-chev { color: var(--muted); font-size: 10px; transition: transform 0.2s; flex-shrink: 0; }
.live-badge.open .lb-chev { transform: rotate(180deg); }

.live-accordion {
  background: #fff;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  box-shadow: 0 8px 24px rgba(20,30,70,0.08);
  animation: slidedown 0.22s ease-out;
  overflow: hidden;
}
@keyframes slidedown {
  from { opacity: 0; max-height: 0; }
  to { opacity: 1; max-height: 600px; }
}
.la-head {
  display: flex; gap: 14px; align-items: center;
  padding: 10px 0 6px; font-size: 13px; color: var(--muted);
  border-bottom: 1px dashed var(--line);
}
.la-head b { color: var(--navy-800); font-weight: 900; margin-right: 2px; font-size: 15px; }
.la-head .la-more { margin-left: auto; color: var(--gold); font-weight: 700; font-size: 12px; }
.la-list { list-style: none; margin: 0; padding: 4px 0 12px; max-height: 320px; overflow-y: auto; }
.la-list li {
  display: grid;
  grid-template-columns: 56px 60px 1fr 100px 80px;
  gap: 8px; align-items: center;
  padding: 9px 2px; border-bottom: 1px solid var(--line);
  font-size: 13px; white-space: nowrap; overflow: hidden;
}
.la-list li:last-child { border-bottom: 0; }
.la-list .la-time { color: var(--muted); font-size: 11px; }
.la-list .la-name { font-weight: 800; color: var(--navy-800); }
.la-list .la-phone { color: var(--text); font-variant-numeric: tabular-nums; overflow: hidden; text-overflow: ellipsis; }
.la-list .la-prod { color: var(--navy-700); font-size: 12px; background: #eef1fb; padding: 3px 8px; border-radius: 999px; text-align: center; overflow: hidden; text-overflow: ellipsis; }
.la-list .la-amt { color: #c9331a; font-weight: 800; text-align: right; font-size: 12px; }
.la-list .la-empty { color: var(--muted); text-align: center; padding: 20px 0; display: block; }

/* ==== 성공사례 슬라이더 ==== */
.case-wrap { position: relative; }
.case-arrow {
  position: absolute; top: 50%; transform: translateY(-50%);
  width: 44px; height: 44px; border-radius: 50%;
  background: #fff; color: var(--navy-800);
  border: 1.5px solid var(--line);
  font-size: 22px; font-weight: 900; line-height: 1; cursor: pointer;
  box-shadow: 0 6px 18px rgba(20,30,70,0.12);
  display: none; align-items: center; justify-content: center;
  z-index: 5;
}
.case-arrow:hover { background: var(--gold); color: #fff; border-color: var(--gold); }
.case-prev { left: -8px; }
.case-next { right: -8px; }
.case-dots { display: none; gap: 6px; justify-content: center; margin-top: 14px; }
.case-dots span { width: 7px; height: 7px; border-radius: 50%; background: var(--line); transition: width 0.2s, background 0.2s; }
.case-dots span.active { background: var(--gold); width: 18px; border-radius: 4px; }

/* 서비스 슬라이더 도트 (모바일) */
.service-wrap { position: relative; }
.service-dots { display: none; gap: 6px; justify-content: center; margin-top: 14px; }
.service-dots span { width: 6px; height: 6px; border-radius: 50%; background: var(--line); transition: width 0.2s, background 0.2s; }
.service-dots span.active { background: var(--gold); width: 18px; border-radius: 4px; }

@media (max-width: 960px) {
  .hero-grid { grid-template-columns: 1fr; gap: 28px; }
  .service-grid { grid-template-columns: repeat(2, 1fr); }
  .manager-card { grid-template-columns: 1fr; }
  .case-grid { grid-template-columns: repeat(2, 1fr); }
  .live-news-grid { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr; }
  .footer-inner { grid-template-columns: 1fr; }
  .partner-tiers { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 640px) {
  .nav { display: none; }

  /* 섹션 공통 여백 축소 + 제목 가독성 */
  .services, .cases, .live-news, .process, .faq { padding: 48px 0; }
  .section-title { font-size: 22px; line-height: 1.35; }
  .section-sub { font-size: 13.5px; margin-bottom: 24px; padding: 0 6px; line-height: 1.55; }

  .hero { padding: 40px 0 56px; }
  .hero h1 { font-size: 26px; line-height: 1.35; }
  .hero .lead { font-size: 14px; line-height: 1.6; }
  .hero-stats { grid-template-columns: repeat(3, 1fr); gap: 8px; }
  .hero-stats li { padding: 12px 6px; }
  .hero-stats strong { font-size: 22px; }
  .hero-stats span { font-size: 11px; }
  .hero-ctas { flex-direction: column; gap: 8px; }
  .hero-ctas .btn { width: 100%; }
  .hero-chips li { font-size: 13px; }
  .row { grid-template-columns: 1fr; }

  /* 서비스: 가로 자동 슬라이드 */
  .service-grid {
    display: flex !important;
    grid-template-columns: none;
    overflow-x: auto;
    scroll-snap-type: x mandatory;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: none;
    gap: 12px;
    padding: 4px 4px 4px;
    margin: 0 -4px 0;
  }
  .service-grid::-webkit-scrollbar { display: none; }
  .service-grid .svc {
    flex: 0 0 82%;
    scroll-snap-align: center;
    min-width: 240px;
    padding: 20px;
  }
  .service-dots { display: flex; }
  .svc-ico { width: 46px; height: 46px; border-radius: 12px; }
  .svc-ico svg { width: 24px; height: 24px; }

  /* 제휴밴드 */
  .partner-band { padding: 20px 18px; }
  .partner-band-title { font-size: 14px; }
  .partner-band-title::before, .partner-band-title::after { width: 20px; margin: 0 8px; }

  /* 신청 폼 */
  .apply-card { padding: 22px 18px; border-radius: 14px; }
  .apply-card h2 { font-size: 20px; }
  .field input, .field select, .field textarea { font-size: 15px; }

  /* 모바일 실시간: 테이블 숨기고 가로 스와이프 카드 */
  .live-table-wrap { display: none; }
  .live-cards { display: flex; }
  .live-pager { display: flex; }
  .live-hint { display: block; }
  .live-stats { font-size: 12px; gap: 10px; flex-wrap: nowrap; }
  .panel-head { flex-wrap: wrap; gap: 8px; }
  .panel-head h2 { font-size: 16px; }
  .panel { padding: 18px 16px; }

  /* 뉴스 */
  .news-list a { font-size: 13.5px; }

  /* 모바일 뉴스: 5건 묶음 페이지 단위 좌우 스와이프 */
  .news-list {
    display: flex;
    max-height: none;
    overflow-x: auto;
    overflow-y: hidden;
    scroll-snap-type: x mandatory;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: none;
    overscroll-behavior-x: contain;
    overscroll-behavior-y: auto;
    touch-action: pan-x;
    border-radius: 10px;
    border: 1px solid var(--line);
    padding: 0;
  }
  .news-list::-webkit-scrollbar { display: none; }
  .news-list .news-page {
    flex: 0 0 100%;
    width: 100%;
    min-width: 0;
    max-width: 100%;
    scroll-snap-align: start;
    scroll-snap-stop: always;
    box-sizing: border-box;
    padding: 0;
    border-bottom: 0;
    border-right: 1px solid var(--line);
    background: #fff;
    display: flex;
    flex-direction: column;
    overflow: hidden;
  }
  .news-list .news-page:last-child { border-right: 0; }
  .news-list .news-item {
    padding: 12px 14px;
    border-bottom: 1px solid var(--line);
    min-width: 0;
    max-width: 100%;
    overflow: hidden;
    word-break: break-word;
    overflow-wrap: anywhere;
  }
  .news-list .news-item a {
    display: block;
    white-space: normal;
    word-break: break-word;
    overflow-wrap: anywhere;
  }
  .news-list .news-item .news-meta {
    flex-wrap: wrap;
  }
  .news-list .news-item:last-child { border-bottom: 0; }
  .news-list .news-empty { flex: 0 0 100%; scroll-snap-align: start; padding: 24px 0; text-align: center; }
  .news-meta { font-size: 11px; }

  /* 프로세스 */
  .steps li { padding: 20px 16px; }
  .steps h3 { font-size: 16px; }
  .steps p { font-size: 13px; }

  /* FAQ */
  .faq details { padding: 14px 16px; }
  .faq summary { font-size: 14px; }
  .faq p { font-size: 13px; }

  /* 플로팅 CTA */
  .floating-cta { padding: 13px 18px; font-size: 14px; right: 14px; bottom: 14px; box-shadow: 0 10px 24px rgba(201,169,106,0.5); }
  .partner-tiers { grid-template-columns: 1fr; }

  /* 성공사례: 가로 슬라이더로 전환 */
  .case-grid {
    display: flex !important;
    grid-template-columns: none;
    overflow-x: auto;
    scroll-snap-type: x mandatory;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: none;
    gap: 14px;
    padding: 4px 4px 8px;
    margin: 0 -4px;
  }
  .case-grid::-webkit-scrollbar { display: none; }
  .case-grid .case-card {
    flex: 0 0 86%;
    scroll-snap-align: center;
    min-width: 260px;
  }
  .case-arrow { display: flex; }
  .case-prev { left: -4px; }
  .case-next { right: -4px; }
  .case-dots { display: flex; }

  /* 헤더: 스트림 티커 뱃지 컴팩트화 */
  .header-inner { gap: 6px; height: 60px; }
  .container { padding: 0 14px; }
  .brand { gap: 8px; }
  .brand-logo svg { width: 28px; height: 28px; }
  .brand-text strong { font-size: 15px; }
  .brand-text em { font-size: 10px; }
  .live-badge {
    margin-left: auto;
    padding: 4px 9px 4px 8px;
    font-size: 12px;
    max-width: 58vw;
  }
  .live-badge .lb-stream { min-width: 0; max-width: 100%; height: 14px; flex: 1; }
  .live-badge .lb-track { font-size: 12px; }
  .lb-label { font-size: 9px; }

  /* 아코디언 리스트: 2열 압축 */
  .la-list li {
    grid-template-columns: 48px 56px 1fr 74px;
    font-size: 12px;
    gap: 6px;
  }
  .la-list li .la-prod { display: none; }
  .la-list .la-amt { font-size: 11.5px; }
}